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Motor Insurance That Keeps You Moving

Protect your vehicle with affordable cover from Kenya's leading insurers. Whether you drive a private car, run a fleet, or ride a motorcycle, we help you find the right policy at the right price.

Our Trusted Insurance Partners

Britam Jubilee APA CIC ICEA Lion Old Mutual Definite Assurance Kenindia Insurance AMACO Insurance AAR Insurance Kenya Kenya Orient Insurance Monarch Insurance Britam Jubilee APA CIC ICEA Lion Old Mutual Definite Assurance Kenindia Insurance AMACO Insurance AAR Insurance Kenya Kenya Orient Insurance Monarch Insurance

Comprehensive Motor Insurance

Our comprehensive insurance provides the highest level of protection for your vehicle. It covers accidental damage, theft, fire, third‑party liabilities, and a wide range of additional benefits so you can drive with total peace of mind.

  • Free windscreen cover – repair or replacement
  • Theft of audio and video accessories covered
  • Free cover for spare wheel, jack, and toolbox
  • Protection, recovery & towing after an accident
  • Non‑claim discount – building up to 60%
  • Fleet discount available for multiple vehicles
  • Flexible premium rates and payment terms
  • Cover for damage while at a garage or motor trader
  • Geographical scope – Kenya (extendable to East Africa)
  • Theft – If your car is stolen, we compensate you (subject to excess)
  • Fire – Accidental fire damage is fully covered
  • Accidental Damage – Collision, overturning, and impact damage
  • Total Loss – If repairs exceed 50% of sum assured, treated as total loss
  • Third Party Liabilities – Injury, death, or property damage to others
  • Political Violence – Riots, strikes, and civil commotion (optional)
  • Road Rescue – 24/7 emergency roadside assistance

Third Party, Fire & Theft Insurance

A balanced policy that combines legal liability cover with protection against fire and theft. Ideal for moderate‑value vehicles.

  • Third‑party liability cover for bodily injury and property damage
  • Accidental fire damage covered
  • Theft cover if your vehicle is stolen
  • Affordable premiums compared to comprehensive
  • Flexible payment options available
  • Third Party Liability – Bodily injury or property damage caused to others
  • Fire – Accidental fire damage to your vehicle
  • Theft – Vehicle stolen or hijacked

Third Party Only Insurance

The minimum legal cover required by Kenyan law. Protects you against liabilities to other people, but does not cover damage to your own vehicle.

  • Meets legal requirements for driving on Kenyan roads
  • Most affordable motor insurance option
  • Covers third‑party bodily injury and death
  • Covers third‑party property damage
  • Quick processing and same‑day cover available
  • Bodily Injury – Injury or death of third parties
  • Property Damage – Damage to third‑party property
  • Own vehicle damage is not covered
  • Theft and fire are not covered

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Why Choose Jaybi for Motor Insurance

We compare policies from 12+ leading insurers to find you the best cover at the best price.

Compare 12+ Insurers

Access quotes from Kenya's top insurance companies in one place.

Claims Support

We handle the entire claims process for you – from report to settlement.

Affordable Premiums

Competitive rates without compromising on protection. Save up to 20%.

Same‑Day Cover

Most policies processed and issued within hours of document submission.

Frequently Asked Questions

Everything you need to know about motor insurance.

Yes. Kenyan law requires every vehicle on public roads to have at least Third Party insurance.

Comprehensive protects both your vehicle and third parties. Third Party only covers damage or injury you cause to others – it does not cover your own vehicle.

Most policies are processed and issued within the same day once all required documents are submitted.

Some of our partner insurers offer flexible instalment plans. Speak to your advisor for available options.

You'll need your National ID, KRA PIN, vehicle logbook, and driving license.

Call us immediately, take photos of the damage, and report to the nearest police station. We'll guide you through the rest.

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