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Agricultural Insurance – Grow with Confidence

Protect your farm against unpredictable weather, crop failure, livestock diseases, and equipment breakdown. Get comprehensive cover from Kenya's leading agricultural insurers.

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Britam Jubilee APA CIC ICEA Lion Old Mutual Definite Assurance Kenindia Insurance AMACO Insurance AAR Insurance Kenya Kenya Orient Insurance Monarch Insurance Britam Jubilee APA CIC ICEA Lion Old Mutual Definite Assurance Kenindia Insurance AMACO Insurance AAR Insurance Kenya Kenya Orient Insurance Monarch Insurance

Crop Insurance

Protect your crops against losses caused by drought, floods, hailstorms, pests, and diseases. Our crop insurance covers you from planting to harvest, ensuring your investment is safe no matter the weather.

  • Cover for all major crops: maize, wheat, tea, coffee, horticulture, and more
  • Protection against drought, excessive rainfall, and hailstorms
  • Pest and disease damage included
  • Fire and lightning damage to standing crops
  • Flood damage to crops in the field
  • Flexible sum insured based on input costs or expected yield
  • Quick claims settlement using satellite data and field assessments
  • All Growth Stages – planting, growing, harvesting
  • Weather Perils – drought, floods, hail
  • Pests & Diseases – armyworm, locusts, rust
  • Fire & Lightning – field fires covered
  • Flood – waterlogging and crop loss

Livestock Insurance

Your animals are your livelihood. Insure your cattle, sheep, goats, poultry, and pigs against death caused by accidents, diseases, theft, and natural disasters.

  • Death due to accident, illness, or disease
  • Theft and straying cover
  • Fire, lightning, and flood
  • Transit cover – protection while moving animals
  • Emergency veterinary fees (optional)
  • Flexible valuation – market value or agreed value
  • Covers dairy, beef, sheep, goats, poultry, pigs, and camels
  • Cattle – dairy & beef
  • Sheep & Goats – meat & wool
  • Poultry – layers & broilers
  • Pigs – breeding & finishing
  • Transit – accident during transport
  • Vet Fees – optional add‑on

Farm Equipment Insurance

Tractors, ploughs, harvesters, irrigation systems, and other farm machinery are expensive to repair or replace. Our equipment cover ensures you're back in the field quickly after a loss.

  • Accidental damage to tractors, harvesters, ploughs, and irrigation equipment
  • Fire, theft, and malicious damage
  • Breakdown cover (optional)
  • Transit cover – equipment damaged while being transported
  • Worldwide cover available for imported machinery
  • Agreed value or replacement cost settlement
  • Tractors & Trailers
  • Irrigation Systems – pumps, pipes, sprinklers
  • Planters & Harvesters
  • Workshop Tools – welders, grinders
  • Transit Cover – on‑road protection

Weather Index Insurance

Innovative insurance that pays out automatically when predefined weather conditions (rainfall, temperature, drought indices) are met – no field assessments needed. Ideal for smallholder farmers.

  • Automatic payout when weather triggers are met – no claims process
  • Based on satellite and weather station data
  • Covers drought (rainfall deficit) and excessive rainfall
  • Fast settlement – typically within days of trigger confirmation
  • Affordable premiums – designed for smallholder farmers
  • Transparent and objective – no disputes
  • Drought – below‑average rainfall
  • Excess Rainfall – flooding conditions
  • Temperature Extremes – heatwaves, frost
  • Satellite‑Based – objective data triggers
  • Fast Payout – within 7‑14 days

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Why Choose Jaybi for Agricultural Insurance

We compare policies from 12+ leading insurers to find you the best agricultural cover at the best price.

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Access quotes from Kenya's top agricultural insurance companies.

Claims Support

We guide you through every step of the claims process.

Affordable Premiums

Competitive rates with flexible payment options.

Quick Policy Setup

Most policies activated within hours of application.

Frequently Asked Questions

Everything you need to know about agricultural insurance.

It is not legally mandatory, but many financial institutions require crop or livestock insurance when providing agricultural loans. It's also a vital risk management tool for any farmer.

Premium is based on the type of crop, acreage, location, historical weather data, and the sum insured (input costs or expected yield).

Standard crop insurance covers the crop until harvest. Post‑harvest cover (storage, transit) can be added as an extension.

Both options are available. High‑value individual animals (e.g., pedigree bulls) can be insured individually, or you can insure a whole herd.

Payouts are triggered automatically when a predefined weather parameter (e.g., rainfall below 200mm in a season) is recorded by a satellite or weather station. No physical loss assessment is needed.

Yes, farm equipment insurance covers theft, fire, and accidental damage. You can also add breakdown cover for mechanical failures.

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